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SBA Micro Loan – Northwest Minnesota Foundation

Areas Served: BELTRAMI, CLEARWATER, HUBBARD, KITTSON, LAKE OF THE WOODS, MAHNOMEN, MARSHALL, NORMAN, PENNINGTON, POLK, RED LAKE, ROSEAU COUNTIES The Northwest Minnesota Foundation provides an SBA Micro Loan fund for businesses in northwestern Minnesota. Loan Overview Retail, service, manufacturing and other business types are generally eligible. Loan funds can be used for equipment, inventory and

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Micro Loan Fund – City of Elk River, Minnesota

Areas Served: City of Elk River The purpose of the City of Elk River, Minnesota Micro Loan Fund is to provide low interest, long-term (i.e. greater than one year) loans as incentives to encourage the following: – Industrial development that supports the tax base and brings quality jobs to the city – Rehabilitation of existing

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Revolving Loan Fund – Redwood Area Development Corporation

Areas Served: Redwood County Loan Amount Maximum loan up to $50,000; other amounts considered with County Board approval; Lender participation required Use of Proceeds: – Acquisition and development of land, easements, and right-of ways – Construction, conversion, enlargement, repairs or modernization of buildings (including façade repairs) – Machinery or equipment – Access streets and roads,

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GAP Financing – Northwest Minnesota Foundation

Areas Served: Beltrami, Clearwater, Hubbard, Kittson, Lake of the Woods, Mahnomen, Marshall, Norman, Pennington, Polk, Red Lake, Roseau counties Northwest Minnesota Foundation offers a gap lending program to help Minnesota businesses fund projects. The loan program features: Loans up to $150,000 for new start-ups and $300,000 for expansions Interest rates, frequently below market, are based

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9 County Revolving Loan Fund – Region Nine Development Commission

Areas Served: Sibley, Nicollet, Le Sueur, Brown, Watonwan, Blue Earth, Waseca, Martin and Faribault Counties The Region Nine Development Commission established a Revolving Loan Programs to better serve the Minnesota counties of Sibley, Nicollet, Le Sueur, Brown, Watonwan, Blue Earth, Waseca, Martin and Faribault. The loan programs are meant to provide capital for startup and expansion for the small business activity not served by traditional lenders. Loans

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