Types of Loan Guarantee Programs - Business Loan Funds

SBA Rural Business Loans

The Small Business Administration’s Small/Rural Lender Advantage (S/RLA) SBA rural business loan program is part of the agency’s traditional 7(a) loan guarantee program that was designed to accommodate the challenges of small community lenders. During the financial crisis, traditional SBA lending dramatically dropped off which resulted in forcing the SBA to find new ways to remain relevant

SBA 7a Business Loan

Program Overview The Small Business Administration’s SBA 7a Business Loan Program is SBA’s primary and most popular loan program for helping start-up and existing small businesses. The SBA definition of a small business is a little misleading to some as the actual size limits are quite large in my book but it does vary some by industry

SBA 504 Loan Program

Program Overview The SBA 504 loan is a unique program designed to assist small business owners obtain long-term financing for capital assets like the purchase of real estate and expensive equipment, while promoting business growth, and job creation. SBA 504 loans are made through both a participating lender and a Certified Development Company (CDC). A CDC is

SBA Export Express

Program Overview SBA offers a streamlined version of their International Trade Loan Program for businesses to develop or expand their export markets, called the SBA Export Express. This program provides funding up to $500,000 and the SBA approves within 36 hours. Some of the most often uses of funds include: Standby Letters of Credit when

Peer to Peer Business Financing

Program Overview Finding money to fund a business through the economic downturn has many people looking for non-traditional sources. Investors looking to make a bigger return have also been looking for alternative places to invest their capital. With this convergence, peer to peer business financing is becoming an increasingly popular way for businesses to get