Areas Served: Fresno, Kings, Kern, Tulare, Madera, Merced, Stanislaus, San Joaquin, and Monterey The Enterprise & Community Development Loan Fund provided by the Fresno Community Development Financial Institution offers Targeting innovative small businesses and social enterprises that need capital for strengthening or expansion in the California counties of Fresno, Kings, Kern, Tulare, Madera, Merced, Stanislaus,
Read MoreAreas Served: Downtown Andalusia Alabama Facade grants are available up to $5,000 and are made on a 50-50 matching basis to businesses located in the area represented by the Downtown Redevelopment Authority (DRA). Their purpose is to give business owners the means to improve the look or outer façade of their properties. Approximately $40,000 in
Read MoreAreas Served: Cloud, Mitchell, Lincoln, Jewell, Ottawa, Washington, Ellsworth, Republic, Saline, Marshall and Clay counties. Loan amount available: Up to 80% of project cost (subject to availability of funds) Minimum loan amount of $5,000 Interest rate: 1%, see special features for other fees Term: 1-3 years for working capital and inventory 3-5 years for machinery/equipment
Read MoreAreas Served: City of Fairfield Both the City of Fairfield, Illinois and Wayne County have low interest revolving loan funds (RLFs) available for qualifying businesses. Qualifying To qualify a borrower must have a good credit history. As a rule a RLF project would be financed with at least one-third of the borrower’s cash, one-third from
Read MoreA revolving loan fund (RLF), sometimes referred to as a microloan program, is a pool of money where loans are made and the repayments are returned and lent out again, which then allows for other similar investments. For our purposes, we are looking at a revolving loan fund focused on small businesses. There are thousands of low-interest, small
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