Areas Served: Tompkins, Schuyler, Chemung, Tioga, Broome, Cortland, Cayuga and Seneca Counties


Thanks to funding from Empire State Development Agency, Alternatives can now offer a subsidized loan for women and minority-owned businesses in the New York counties of Tompkins, Schuyler, Chemung, Tioga, Broome, Cortland, Cayuga and Seneca.

This loan will assist women and minority borrowers who have a minimum of one year in business and are looking for assistance with continued growth and expansion.

Loan Information: – New loans only, no refinances – Term: Up to 5 years – Rate: 4% Fixed – Maximum Amount $25,000 – Equity Requirement: 10% of loan amount – Borrower must receive technical assistance related to their business from our Business CENTS program or another approved source.

– Not available for non-profits.





Contact Information
Alternatives Federal Credit Union
Address: 125 Fulton St
City: Ithaca
State: New York

Website: http://www.alternatives.org/businessloans.html

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