Areas Served: Beltrami, Clearwater, Hubbard, Lake of the Woods and Mahnomen counties.


The mission of the HRFC is to be a catalyst for business and economic development in the Headwaters Region in Minnesota.

The HRFC accomplishes its mission by providing €œgap€ financing to new and expanding businesses, and supporting and coordinating projects with private lenders and other economic development assistance providers.

Financing Focus: – Businesses seeking to finance the purchase of state-of-the-art technology.

– Working capital needs to increase the productivity and competitiveness of businesses.

– Projects that will increase wealth and prosperity of employers, employees and communities through job creation and/or wage growth.

– Businesses providing essential services to small rural communities at risk of losing such services.





Contact Information
Headwaters Regional Finance Corporation
Address: 403 4th St NW
City: Bemidji
State: Minnesota

Website: http://www.hrdc.org/html/hrfc.html

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