Areas Served: Statewide, Maryland


The Working Capital Loan Fund has been established by TEDCO to provide loans to early-stage technology-oriented companies located in the State of Maryland.

Low-interest loans of between $15,000 and $50,000 are available to qualified applicants to be used for working capital in order to assist a company with expansion, market entry, or product launch.

Companies must be beyond the research stage as these loans cannot be used for research and development.

Terms and Fees: – Rates are at or below market rate.

– A nonrefundable application fee of $150 is due at the time of application submittal.

– Loan term is normally 3 to 5 years with a minimum term of 6 months.

– Personal guarantees by all principals in the company satisfactory to TEDCO as well as liens on company assets are required.

– Companies are required to submit a letter of support from a local economic development official, an SBDC representative, an incubator manager, or a professional consultant.

– An administrative fee of .

5% is required at the time of closing.





Contact Information
Maryland Technology Development Corporation
Address: 5565 Sterrett Place Suite 214
City: Columbia
State: Maryland

Website: http://www.marylandtedco.org/tedcoprograms/wclf.cfm

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